Title 19 Application Assistance
Navigate the Medicaid Application Process With Expert Guidance
Applying for Title 19 (Medicaid) to cover long-term care costs can feel overwhelming. The paperwork is extensive, the eligibility rules are complex, and mistakes can delay benefits for months. You shouldn't have to figure this out alone during an already stressful time.
To qualify, an individual must meet specific income and asset eligibility requirements, including:
- Having no more than $1,600 in countable assets
- Certain exempt assets may be allowed, such as a primary residence, a prepaid burial contract, and a limited amount for personal needs
In addition, federal law requires a “five-year look-back” period during which all asset transfers are reviewed. Improper transfers may affect eligibility and result in a penalty period during which benefits are delayed.
Step-by-Step Support Through a Complex Process
Our team provides step-by-step guidance through this complex process, helping to gather documentation, review financial eligibility, and ensure timely and accurate submission. Here's how we help:
- Eligibility assessment to help you understand whether you or your loved one meets Connecticut's income and asset requirements for Title 19 benefits before beginning the application.
- Document gathering assistance helping you collect and organize the financial records, medical documentation, and personal information required for a complete application submission.
- Financial eligibility review examining assets and income against current Connecticut Medicaid limits, including identifying exempt assets like primary residences and prepaid burial contracts.
- Look-back period guidance explaining the five-year asset transfer review and helping you understand how past financial decisions may affect eligibility and benefit timing.
- Application preparation and submission ensuring all forms are completed accurately and submitted properly to avoid delays caused by errors or missing information.
- Follow-up and communication support staying involved after submission to address any questions from the Department of Social Services and keep your application moving forward.
Call us at (860) 461-0365
to get started with Title 19 application assistance today.
Avoid Costly Mistakes That Delay Your Benefits
The Connecticut Title 19 application process is unforgiving. Missing documents, incorrect information, or incomplete forms can result in denials or significant delays—sometimes pushing approval back by months while you're already struggling to pay for care.
Professional assistance dramatically reduces these risks. Our team knows exactly what the Department of Social Services needs to see, how forms should be completed, and what documentation must accompany your application. We catch problems before they become obstacles, helping ensure your application moves through the system as smoothly as possible.
Understand Rules That Could Affect Your Eligibility
Title 19 eligibility involves rules that most people have never encountered before. The five-year look-back period, asset limits, exempt versus countable assets, spousal protections—these concepts are unfamiliar and confusing for most families.
Making uninformed decisions can create serious problems. For example, transferring assets to family members within the look-back period can trigger penalty periods that delay benefits. Our team helps you understand these rules
before you make mistakes, explaining how past and present financial decisions affect your eligibility.
Reduce Stress During an Already Difficult Time
When someone you love needs long-term care, the last thing you want to deal with is a mountain of bureaucratic paperwork. Yet that's exactly what the Title 19 application demands—at the worst possible time.
Our assistance lifts that burden from your shoulders. Instead of spending hours tracking down documents, deciphering forms, and worrying about whether you're doing everything correctly, you can spend your time and energy where it matters most. We take on the administrative stress so you don't have to carry it alone.
Common Questions About Title 19 Application Assistance
What is Title 19?
Title 19 refers to Title XIX of the Social Security Act, which established the Medicaid program. In Connecticut, Title 19 (also called HUSKY C) provides coverage for long-term care services including nursing home care and home-based care for individuals who meet financial and medical eligibility requirements.
What are the basic asset limits for Title 19 eligibility?
For a single applicant, countable assets generally cannot exceed $1,600. Certain assets are exempt, including a primary residence, a prepaid irrevocable burial contract, personal belongings, and one automobile. Married couples have additional protections for the non-applicant spouse.
What is the five-year look-back period?
Connecticut Medicaid reviews all asset transfers made within 60 months (five years) before the application date. If assets were gifted or sold below fair market value during this period, it may result in a penalty period that delays when benefits begin.
Can I still qualify if I have too many assets?
Possibly. Many people need to "spend down" assets to meet eligibility limits. There are specific rules about allowable ways to spend down, and improper transfers can create problems. Our team can help you understand your options.
How long does the Title 19 application process take?
Processing times vary depending on the complexity of the application and how quickly all required documentation is submitted. A complete, accurate application typically moves through the system faster than one with errors or missing information.
What documents will I need for the application?
You'll typically need identification, proof of Connecticut residency, Social Security information, bank statements, financial account records, property documentation, insurance policies, and medical records. Our team helps you identify and gather everything required.
Do you provide legal advice about Medicaid planning?
We provide application assistance, not legal advice. For complex situations involving asset protection strategies or estate planning, we recommend consulting with an elder law attorney. We can help you understand when legal counsel may be beneficial.
Who is eligible for Individualized Day Support services?
IDS is available to individuals enrolled in a Connecticut DDS waiver program, including the Comprehensive Supports, Individual and Family Supports, or Employment and Day Supports waivers. Your DDS case manager can help determine whether IDS is appropriate for your Individual Plan.
Where do IDS activities take place?
IDS is a community-based service. Activities happen throughout your local area—at parks, libraries, stores, volunteer sites, recreational facilities, and other real-world community settings, not in a facility or center.
How is IDS different from Group Day programs?
Group Day programs typically involve structured activities with multiple participants in a facility setting. IDS is highly individualized and takes place in the community, with programming designed specifically around your personal interests, goals, and preferences.
Can IDS help prepare someone for employment?
Yes. IDS often includes vocational exploration and skill-building activities that can serve as a foundation for future employment. For individuals interested in working, IDS can be a stepping stone toward supported employment services.
How many hours of IDS can someone receive?
The number of hours depends on your Level of Need assessment and your Individual Plan. Your case manager works with you to determine appropriate service levels based on your goals and allocated funding.
Can IDS be combined with other services?
Absolutely. Many individuals combine IDS with other waiver services such as Individual Home Support, Respite, or Companion Services. Your support team can help you create a comprehensive service package that meets all your needs.
How do I get started with Individualized Day Support?
Talk with your DDS case manager about including IDS in your Individual Plan. Once approved, Beta Care Services CT can work with you to design programming that reflects your interests and goals. Call us to learn more about the process.
Get Expert Help With Your Title 19 Application
Navigating the Medicaid application process doesn't have to be a solo journey filled with confusion and frustration. Beta Care Services CT provides the
guidance and hands-on assistance that helps Connecticut families complete Title 19 applications accurately and efficiently. Don't let paperwork stand between your loved one and the care they need. Reach out today and let us help you through this process.
Contact Beta Care Services CT at (860) 461-0365 to schedule your free consultation today.